Legal Notice

Last updated: July 25, 2026.

1. Nature of the site

Bryxo is a free and independent web platform, available at www.bryxo.site, that offers online financial tools to perform simulations and calculations related to loans, personal budget, and financial planning, based on data entered by the user in each tool.

2. We are not a financial institution

This site is not a bank, credit union, financial company, lender, or credit intermediary. We are not registered or supervised as a financial institution in any country, and we are not part of any banking institution.

3. We do not offer loans directly

Through this site, no loans, lines of credit, or any other financial products are granted. The calculator is exclusively a mathematical simulation tool; there is no application process, approval, or money disbursement associated with its use.

4. Results are estimates

All results produced by Bryxo tools (monthly payment, total paid, total interest, amortization table, budget summary, or financial profile guidance, depending on the tool) are informational estimates, calculated from data entered by the user. These results do not represent a financial offer, credit approval, or professional financial advice, and may differ from the actual result offered by a specific financial institution.

5. Actual rates depend on each institution

Interest rates, fees, insurance, terms, and other conditions of a real loan vary according to the financial institution, country, applicant's credit profile, collateral type, and other factors that this calculator cannot evaluate. Therefore, the result obtained here may not match the final offer presented to you by a bank or other credit institution.

6. Always review contracts and conditions

Before contracting any loan, we strongly recommend:

• Requesting an official and updated quote directly from the financial institution of your interest.
• Reading the loan contract carefully, including the fine print.
• Confirming the effective interest rate, fees, insurance, and any additional charges.
• Consulting with a financial or legal advisor if you have doubts before signing any commitment.

7. Disclaimer of liability

Use of this calculator is the sole responsibility of the user. We are not responsible for financial decisions made based on results from this tool, nor for discrepancies between estimated results and actual conditions offered by any financial institution.

8. Intellectual property

The design, texts, logo, and code of this site are property of Bryxo, unless otherwise indicated. Their total or partial reproduction without authorization is not permitted.

9. Modifications

We reserve the right to modify this legal notice at any time. Changes will be published on this page along with the date of the last update.

10. Contact

For any inquiries related to this legal notice, you can write to us at: contacto@bryxo.site